New Jersey Property Tax Calculator
Estimate annual and monthly property taxes by municipality. Explore how assessed values, renovations and new construction can affect your property tax budget.
Bergen · Essex · Passaic · Morris Counties
Estimate Property Taxes Before You Buy
Buying a home in Northern New Jersey? Use this free calculator to estimate property taxes using municipal general tax rates and assessed property values. Compare existing homes, renovated properties and new construction.
Tax rate disclosure: Calculator rates are labeled as 2025 New Jersey general tax rates. These are not confirmed 2026 rates and do not update automatically. Estimates are for planning purposes only. Verify current rates and assessments with the municipality before making financial decisions.
Calculate Your Property Taxes
Automatically fills when you select a town. You may edit the rate.
Enter an improvements assessment first. Move the slider to explore changes.
Where do I find the assessed value? Check the municipality's tax assessor property record or tax bill. Use assessed land and improvements values—not the purchase price. For new construction or major renovations, ask whether the completed improvements have been assessed.
How the Property Tax Estimate Works
Property taxes are calculated using the property's total taxable assessed value and the municipality's general tax rate.
Example: A property assessed at $500,000 with a general tax rate of 2.5% would have estimated annual taxes of $12,500, or approximately $1,042 per month.
The general tax rate differs from the effective tax rate. Assessed value is not necessarily market value. New construction and substantial renovations may result in added or revised assessments.
Official reference: NJ Division of Taxation — 2025 General Tax Rates
Buying a Home in Northern New Jersey?
Property taxes are an important part of your home-buying budget. I can help you compare properties, evaluate neighborhoods and understand homeownership costs before making an offer.
Cheryl Crocitto, REALTOR®
RE/MAX Properties | Saddle River, NJ
201-341-5770
cherylcrocitto@gmail.com